Advance Financial COVID-19 Statement
Effective March 20: Branch lobbies closed until further notice.
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AFFCU COVID-19 Response

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While most of us are working together during this sensitive time, sadly some individuals are using people’s fears and anxieties over COVID-19 as an opportunity to commit fraud, scams and identity theft.

Here at Advance Financial, we want you to stay healthy, not only physically but financially too. Please take caution and follow the tips below to protect yourselves and your accounts.

  • Hang up on robocalls. Don’t press any numbers.
  • Ignore online offers for vaccinations and home test kits.
  • Fact-check information. Scammers and sometimes well-meaning people share information that hasn’t been verified.
  • Know who you’re buying from.
  • Don’t respond to texts and emails about checks from the government. Just delete them.
  • Don’t click on links from sources you don’t know. They could download viruses onto your computer or device.
  • Watch for emails claiming to be from the Centers for Disease Control and Prevention (CDC) or experts saying they have information about the virus. For the most up-to-date information about the Coronavirus, visit the Centers for Disease Control and Prevention (CDC) and the World Health Organization (WHO).
  • Do your homework when it comes to donations, whether through charities or crowdfunding sites. Don’t let anyone rush you into making a donation. If someone wants donations in cash, by gift card, or by wiring money, don’t do it.
If you feel something is too good to be true or feel something is wrong, it probably is. Here are some dependable websites with additional information on how to avoid scams and fraudsters.
At Advance Financial, we are committed to the credit union philosophy of “people helping people,” especially in times of need. In these uncertain times, it’s never been truer that we are in this together. To help our members financially impacted by COVID-19, we are implementing the following relief measures. These resources are available to support your financial wellness during these challenging times.

If you are in need of additional assistance, please contact us at 219.392.3900.
  • Member Relief Skip-a-Pay (Skip up to 2 loan payments free of charge)*
  • Extending loan payment grace period to 15 days
  • Waiver of Late Payment fee for loan payments up to 15 days late**
  • Waiver of Check By Phone fee for Loan Payments**
  • Waiver of Early Withdrawal fee for Holiday and Back-to-School Clubs
  • Waiver of penalties for Share and IRA Share Certificate transactions that take place past the grace period
  • Skip-a-Pay for AFFCU VISA Credit Cards***
  • First Mortgage Payment Assistance*
*Some limitations may apply. Please contact us at 219.392.3900, option 2 for full program details. For First Mortgage Payment Assistance please contact Lake Mortgage at 219-769-5941.
**Excludes mortgage payments, HELOCs, and VISA credit cards.
***Offer is made by TCM Bank, N.A. and is for cardholder's April payment. For full details, please contact 1-800-883-0131.
To the Members of our Advance Financial Family,

The health and safety of our members and employees is our greatest priority. With guidance from the CDC and state health authorities, we have made the difficult decision to limit person-to-person contact by closing our branch lobbies.

Effective Friday, March 20, 2020, until further notice, Advance Financial FCU will be conducting transactions through the drive-up only.

Lobby Access:

Lobby access will be available by appointment only for member needs that cannot be completed in the drive-up including, but not limited to, opening new accounts, applying for loans and accessing safe deposit boxes.

Drive- Ups:

Both our drive-ups will remain open with regular hours.

Monday through Friday
8:30 AM to 6:00 PM

Saturday
8:30 AM to 1:30 PM

We are encouraging all of our members to use the alternative services outlined below whenever possible to help keep the drive-up lines moving as quickly as possible.

If you need to use the drive-up, please prepare for longer than usual wait times as our staff does their best to process each transaction accurately and efficiently.

Loan Payments:
We are encouraging all members to make their loan payments by mail or night drop (at the Schererville office only). Late payments will be waived for any mailed payment received 5 days past the designated grace period.

Alternatives to In-Person Transactions:

Online Banking with Bill Pay
- View balances and current transactions
- Make loan payments from savings or checking
- View and print check copies
- Make or schedule one-time or recurring bill payments
- Make internal and external transfers

Mobile Banking
- View balances and current transactions
- Transfer money from one account to another (within the same account number)
- Make loan payments from savings or checking
- Search for the nearest ATM or Shared Branch location

Mobile Payment Services
- Mobile Wallet allows you to make contactless payments with Android™, Apple® and Samsung™ devices.
- Card Manager allows you to turn your debit card on and off, set spending limits and more.

Touch Tone Teller Service
- Transfer from one account to another
- Make loan payments from savings or checking
- Verify balance information on all your accounts
- A Personal Identification Number (PIN) is needed to use this free service. For more information about this service, please give us a call at 219-392-3900.

eStatements
- Access your statements anywhere, anytime from your computer, laptop, tablet or smartphone.
- View and print copies of statements.
- Store prior statements up to 18 months.

Shared Branching ATM locations nationwide*
- Access over 33,000 CO-OP ATMs nationwide. To find the nearest Shared Branching ATM location, visit www.allco-op.org.
* Fees may vary. Please see our Fee Schedule.
We're here to help.

Our commitment to you is as strong as ever; we will just be serving you through different channels. We understand the next few weeks or months may be hard, from the threat of sickness to economic hardship, we are here to help.

If you would like more information about the services listed above or if you would like to schedule an appointment for lending or other needs, please call us at 219.392.3900.

While we deeply regret this significant inconvenience to our members, we need to work together as a community to prevent this virus from spreading to our most vulnerable neighbors especially the elderly, individuals with underlying conditions and those who care for them.

We will continue to monitor the situation and give ample notice of when the branch lobbies will reopen.

For the most current AFFCU news, please check our website and Facebook page.