Advance Financial COVID-19 Statement
 Effective March 20: Branch lobbies closed until further notice.
Advance Financial Federal Credit Union
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Advance Financial Federal Credit Union

Better Than 50 Club

Better Than 50 Club

Kick Back, Relax & Enjoy

If you’re better than 50, join the club that gives you more. You’ve worked long and hard to retire. Now it’s time to kick back, relax and enjoy all that life has to offer. Advance Financial’s Better Than 50 Club is equipped with discounted products and services and a checking account option to help you live life more comfortably. Club members also benefit from day trips and social outings that are scheduled throughout the year.

Due to current health concerns, we will not have a trip for the second quarter. We will resume our outings for the third quarter and look forward to seeing you there! The information for that trip will be posted in our Summer newsletter.

If you have any questions about our trips or the Better Than 50 Club, please feel free to contact Christina Lozano, Marketing Director, at 219.392.3946.
Advance Financial’s Better Than 50 Club offers discounts, deals and special events, exclusively for you:
  • 50% discount on the Advantage Plus Checking service fee—BT50 Club members pay just $2.50/month ($30/year) and can get up to $40/year back by taking advantage of the Everyday Rebates Reward Program
  • Free checks for life
  • 1/4% loan discount*
  • Special Offers
  • 50% discount on safe deposit boxes
  • Free notary service
  • 12 free internal check copies per year
  • Discounted group travel
*Cannot be combined with any other offer. Loan discount excludes VISA, indirect loans, first and second mortgages and the Home Equity Line-of-Credit. Discounts are non-transferable and subject to change at any time. Primary account holder must complete enroll in order to receive benefits.
Listed below are a variety of helpful links related to health, gardening, retirement and leisurely activities.

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Current Rates

Rates in effect as of April 2, 2020
Savings AccountsAPY
Regular Share0.03%
Holiday Club0.03%
Back-2-School Club0.03%
$0.00-$499.990.00%
$2,000.00-$19,999.990.05%
Click for additional savings rates
Rates in effect as of April 2, 2020
Account TypeAPY*
Free Checking0.00%
Better Than Free Checking
    $0 - $499.990.02%
    $500 - $4,999.990.03%
    $5,000 - $19,999.990.04%
    $20,000 +0.05%
Advantage Checking0.01%
Advantage Plus Checking0.07%
Click for additional checking rates
Rates in effect as of April 2, 2020
LoansAPR*
Vehicle2.50%
Personal12.50%
Credit Card11.49%
Home Equity3.00%
15 Yr. Fixed Mortgage3.09%

*Terms and Conditions Apply. Click here for disclosures.

Click for additional loan rates
Rates in effect as of April 2, 2020
Account TypeDividend RateAPY*Minimum Opening Balance
3 Month0.05%0.05%$500
6 Month0.10%0.10%$500
6 Month Payday Share Certificate0.10%0.10%$40
12 Month.40%.40%$500
12 Month Payday Share Certificate.40%.40%$20
18 Month.45%.45%$500
24 Month.50%.50%$500
30 Month Regular Share Certificate.55%.55%$500
36 Month .60%.60%$500
48 Month .80%.80%$500
60 Month 1.00%1.00%$500
Click for additional Certificate/IRA rates