Loan Rates

Financial Calculators Auto, Boat, RVs and Motorcycles

New Vehicles	12 - 36 Months	.80% special*
2016 - 2017	37 - 60 Months	2.75% special*
	61 - 72 Months	3.50% special*
	73 - 84 Months	3.75% special*
Used Vehicles	12 - 36 Months	1.00% special*
2013 - 2016	37 - 60 Months	2.75% special*
	61 - 72 Months	3.50% special*
	73 - 84 Months	3.75% special*
Used Vehicles	36 Months	4.75%
2009 - 2012	48 Months	4.75%
	60 Months	5.50%
Used Vehicles 2008	36 Months	4.75%
New Motorcycles	12 - 36 Months	.80% special*
2016 - 2017	37 - 60 Months	2.75% special*
	61 - 72 Months	3.50% special*
	73 - 84 Months	3.75% special*
Used Motorcycles	12 - 36 Months	.80% special*
2013 - 2016	37 - 60 Months	2.75% special*
	61 - 72 Months	3.50% special*
	73 - 84 Months	3.75% special*
Used Motorcycles	36 Months	4.75%
2009 - 2012	48 Months	4.75%
	60 Months	5.50%
Used Motorcycles 2008	36 Months	4.75%

*APR is Annual Percentage Rate. Special rates shown include a 0.25% discount for automatic payments from an Advance Financial deposit account and e-Statements. The interest rate and corresponding monthly payment may increase if eStatements and automatic payments are not selected, or are canceled for any reason at any time after account opening. Minimum loan amount is $10,000. No other discounts may be applied. Other rates and terms are available. Rates may vary according to credit worthiness and are subject to change without notice. Loans on 2008. vehicles and motorcycles cannot exceed 75% of retail. All payment examples are based upon a $10,000 loan. *To determine your exact payment, click here to use our Auto Loan Calculator.

First Mortgages	Note Rate	APR	Points	Payment Example*
10 Years	3.125%	3.45%	0	$1,448.41
15 Years	3.250%	3.48%	0	$1,054.00
20 Years	3.625%	3.81%	0	$879.61
25 Years	3.750%	3.90%	0	$771.20
30 Years	3.750%	3.90%	0	$694.67
5/1 ARM	3.125%	3.25%	0	N/A
7/1 ARM	3.375%	3.50%	0	N/A

APR is Annual Percentage Rate. Rates may vary according to credit worthiness and are subject to change without notice. *All payment examples are based upon a $100,000 loan. *To determine your exact payment, click here to use our Mortgage Calculator.

Home Equity	APR
Line-of-Credit	1.99% fixed APR for 6 months, 3.75% variable APR thereafter*

*1.99% introductory Annual Percentage Rate (APR) is available on Home Equity Lines of Credit (HELOC) with an 80% loan-to-value (LTV) or less. The APR is based on the person’s credit worthiness. Offer is available for new applications submitted during the promotional period. The promotion begins February 1, 2017 and is available for a limited time only. The introductory APR will remain fixed for the first 12 months and will begin on the date the HELOC is opened. After the introductory period, the APR becomes variable and adjusts based on the Prime Rate (the index) as published in the Wall Street Journal. As of January 28, 2017 the variable rate for a Home Equity Line of Credit ranges from 3.24% APR to 7.79% APR. Lifetime APR will not exceed 18%. Loans are subject to approval and program guidelines. Interest rates and program terms are subject to change without notice. Property insurance is required. Customer pays no closing costs or appraisal fee. Consult a tax advisor regarding the deductibility of interest.

Other Loans	APR
Personal	12.50%
Partially Secured (over 50% collateral)	11.50%
Fully Secured
Stock 50% LTV	7.50%
Savings	5.20%
CD	3.00% + CD Rate

APR is Annual Percentage Rate. Rates may vary according to credit worthiness and are subject to change without notice.

Visa Credit cards	APR
12-Month Intro Rate for Platinum, Platinum Rewards and Cash Rewards	0.00%
6-Month Intro Rate for Business and Business Rewards	0.00%
Platinum and Platinum Rewards	12.99% to 21.99%
Cash Rewards	12.99%
Business Card	Prime + 5.99%
Business Rewards Card	Prime + 7.99%

APR is Annual Percentage Rate. Rates may vary according to credit worthiness and are subject to change without notice. Credit Cards are issued and serviced by Fifth Third Bank, pursuant to a license from Visa U.S.A., Inc.