Promotions

 

Like Us on Facebook and win a $10 Gayety's Gift Card!

Like chocolate? Then you’ll love our new Facebook promotion going on now. Simply like the contest post on our Facebook page and you’ll be entered in a weekly drawing to win a $10 Gayety’s gift card. For more information, click here to visit our Facebook page.

Borrowing for a home? Get $500 off Closing Costs.*

For better rates and convenient mortgages, team up with your neighbors at Advance Financial and Lake Mortgage today.

  • Fixed and variable rate options
  • Terms ranging from 10 to 30 years
  • Adjustable Rate Mortgages (ARMs)
  • Fast approval process

For more information call us today at 219.392.3900 or  click here to send us an email.

*$500 off closing costs is a limited time offer effective July 1, 2017 and is subject to change at any time. Promotion applies to first mortgage purchases and refinances between $40,000 and $424,100 for primary residence only. Loan modifications of AFFCU mortgages do  not qualify. No other discounts apply. $500 value is not transferable to cash and will be applied to the closing costs associated with the loan.

Get things cooking with a low rate Home Equity Line of Credit!

1.99% APR* 6 Months Fixed Rate; 3.75% APR* Variable Rate Thereafter

Your home is a valuable source of newfound money with an Advance Financial Home Equity Line of Credit. Use your money for practically anything you can dream of:

  • Fix up your house
  • Pay for a college education
  • Take the trip of a lifetime
  • Pay off high interest credit cards

With fast approval, you can lock in a low rate and get quick cash out of your house. For full details, contact us at 219.392.3900 or click here to send us an email.

*1.99% introductory Annual Percentage Rate (APR) is available on Home Equity Lines of Credit (HELOC) with an 80% loan-to-value (LTV) or less. The APR is based on the person’s credit worthiness. Offer is available for new applications submitted from February 1, 2017 for a limited time only. The introductory APR will remain fixed for the first 6 months and will begin on the date the HELOC is opened. After the introductory period, the APR becomes variable and adjusts based on the Prime Rate (the index) as published in the Wall Street Journal. As of December 16, 2016 the variable rate for a Home Equity Line of Credit ranges from 3.75% APR to 8.00% APR. Lifetime APR will not exceed 18%. Loans are subject to approval and program guidelines. Interest rates and program terms are subject to change without notice. Property insurance is required.  Customer pays no closing costs or appraisal fee. Consult a tax advisor regarding the deductibility of interest.

Advance Financial celebrates its 80th Anniversary with a low .80% APR* vehicle loan.

We’re celebrating and you get the gift of lower payments on the car or truck of your dreams. New, used or refinanced (from another institution). Come get in on the celebration and contact us today! For full details, contact us at 219.392.3900 or click here to send us an email.

Promotion starts February 1, 2017 and is for a limited time only. Indirect dealer loans and refinancing of existing Advance Financial FCU loans do not qualify. Rates and terms subject to change without notice.

*APR= Annual Percentage Rate. Interest rates on new and used vehicles (2013 or newer) as low as .80% APR for 12 to 36 months. Rate advertised includes 0.25% discount for eStatements and automatic payments from an Advance Financial deposit account. The interest rate and the corresponding monthly payment may increase if eStatements and automatic payments are not selected, or are canceled for any reason at any time after account opening. Other terms available. $10,000 minimum loan amount to qualify for the promotion.

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Current Rates

Rates in effect as of December 17, 2017
Savings AccountsAPY
Regular Share0.03%
Holiday Club0.03%
Back-2-School Club0.03%
$0.00-$499.990.00%
$2,000.00-$19,999.990.05%
Click for additional savings rates
Rates in effect as of December 17, 2017
Account TypeAPY*
Free Checking0.00%
Better Than Free Checking
    $0 - $499.990.02%
    $500 - $4,999.990.03%
    $5,000 - $19,999.990.04%
    $20,000 +0.05%
Advantage Checking0.01%
Advantage Plus Checking0.07%
Click for additional checking rates
Rates in effect as of December 17, 2017
LoansAPR*
Vehicle.80%
Personal12.50%
Credit Card12.99%
Home Equity5.00%
15 Yr. Fixed Mortgage3.73%
Click for additional loan rates
Rates in effect as of December 17, 2017
Account TypeDividend RateAPY*Minimum Opening Balance
3 Month0.05%0.05%$500
6 Month0.10%0.10%$500
6 Month Payday CD0.10%0.10%$40
12 Month0.20%0.20%$500
12 Month Payday CD0.25%0.25%$20
18 Month0.30%0.30%$500
24 Month0.40%0.40%$500
30 Month Regular CD0.50%0.50%$500
36 Month 0.60%0.60%$500
48 Month 0.85%0.85%$500
60 Month 1.10%1.10%$500
Click for additional CD/IRA rates