Share Certificates & IRA Rates

Rates in effect as of April 2, 2020

Account Type	Dividend Rate	APY*	Minimum Opening Balance
3 Month	0.05%	0.05%	$500
6 Month	0.10%	0.10%	$500
6 Month Payday Share Certificate	0.10%	0.10%	$40
12 Month	.40%	.40%	$500
12 Month Payday Share Certificate	.40%	.40%	$20
18 Month	.45%	.45%	$500
24 Month	.50%	.50%	$500
30 Month Regular Share Certificate	.55%	.55%	$500
36 Month	.60%	.60%	$500
48 Month	.80%	.80%	$500
60 Month	1.00%	1.00%	$500

*APY is Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings. A penalty will be imposed for early withdrawal.

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