Share Certificates & IRA Rates

Rates in effect as of October 21, 2018

Account Type	Dividend Rate	APY*	Minimum Opening Balance
3 Month	0.05%	0.05%	$500
6 Month	0.10%	0.10%	$500
6 Month Payday Share Certificate	0.10%	0.10%	$40
12 Month	0.20%	0.20%	$500
12 Month Payday Share Certificate	0.25%	0.25%	$20
18 Month	0.30%	0.30%	$500
24 Month	0.40%	0.40%	$500
30 Month Regular Share Certificate	0.50%	0.50%	$500
36 Month	2.00%	2.01%	$500
48 Month	2.10%	2.12%	$500
60 Month	2.20%	2.22%	$500

*APY is Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings. A penalty will be imposed for early withdrawal.

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