Share Certificates & IRA Rates

Rates in effect as of December 10, 2019

Account Type	Dividend Rate	APY*	Minimum Opening Balance
3 Month	0.05%	0.05%	$500
6 Month	0.10%	0.10%	$500
6 Month Payday Share Certificate	0.10%	0.10%	$40
12 Month	.50%	.50%	$500
12 Month Payday Share Certificate	.50%	.50%	$20
18 Month	.70%	.70%	$500
24 Month	.85%	.85%	$500
30 Month Regular Share Certificate	.95%	.95%	$500
36 Month	1.00%	1.00%	$500
48 Month	1.20%	1.21%	$500
60 Month	1.40%	1.41%	$500

*APY is Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings. A penalty will be imposed for early withdrawal.

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