MEMBER NOTICE: Due to our recent conversion, members with an AFFCU HELOC will not have access to process payments/transfers in online banking. This is a temporary issue and will be resolved as quickly as possible. Here are other options to make your payment: Go directly to the HELOC Online link located on the online banking home page, mail a payment to one of our branches, bring a payment to one of our branches, or go directly to the HELOC Online link located on our website (under the tab 'Borrow' click 'HELOC Online').

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Fully Secured Loans

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Fully Secured Loans- Rebuild or Start fresh

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This loan is an excellent way to rebuild or start a credit history at an affordable rate.

  • Lower interest rate than most other loans
  • Borrowed money must equal the deposits in a savings, money market or Share Certificate
  • Fixed payments for term of loan (maximum 5 years)
  • Continue to earn dividends on collateral
  • Loan repayment can be scheduled for payroll deduction or ACH or can be easily transferred using Online Banking, Mobile Banking or Touch Tone Teller

Terms and conditions apply. Click below to apply now or to view current rates and terms.

Apply Online  Current Rates