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Great news Members! Our East Chicago office has received full power restoration and will reopen on Saturday, August 15, 2026 with normal business hours. Our East Chicago ATM and phone banking system, Touch Tone Teller, are also available. Our Schererville office is still without power. We are monitoring the situation and will update you accordingly. We thank each of you for your patience and understanding as we continue to recover from the storm's impact together.

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Checking Accounts

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Make the Switch to AFFCU Checking and Get $100*!

Make Us Your Financial Home.

One relationship for all your banking starts with the right checking account. Whether you're already an Advance Financial FCU member or looking to join, now is the perfect time to make us your primary financial partner and earn a $100 checking bonus when you qualify.

Open Your Checking Account  See Checking Account Options

*Bonus offer valid August 1 - September 30, 2026. Terms and conditions apply.

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Why Make the Switch

Managing your money should be simple. When your checking account is with Advance Financial FCU, your everyday banking works seamlessly alongside your savings, loans, and other financial services.

Whether you're paying bills, shopping online, using your debit card, or depositing your paycheck, you'll enjoy convenient access to your money whenever and wherever you need it.


Three Great Checking Accounts

Choose the account that best fits your lifestyle.

Free Checking

A simple, dependable checking account with the everyday features you need.

Better Than Free Checking

Added benefits with extra value for members who want more from their checking account.

Advantage Plus Checking

Premium checking features designed to reward your relationship with Advance Financial FCU.

Compare Our Checking Accounts


Banking Made Easy

When you switch to AFFCU Checking accounts, you'll also enjoy:

  • 24/7 Mobile Banking
  • Visa® Debit Card
  • Surcharge-Free ATM Access
  • Online Bill Pay
  • Secure Digital Banking
  • Convenient Account Access Anytime

These everyday tools make managing your money easier, wherever life takes you.


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How to Earn Your $100 Bonus*

Getting started is easy.

  1. Be an Advance Financial FCU member (or open a Share Savings account with a $5 minimum deposit.)
  2. Open a new qualifying checking account with at least a $50 opening deposit.
  3. Meet the promotional requirements.
  4. Receive your $100 bonus after qualification.

Get Started Today


Frequently Asked Questions

Q: Who qualifies for the bonus?

A: The offer is available to members age 18 or older opening a new Advance Financial FCU checking account.

Q: How much do I need to open an account?

A: A Share Savings account requires a $5 minimum deposit, and the new checking account requires a $50 minimum opening deposit.

Q: When will I receive my  bonus?

A: Qualified bonuses are deposited into your Share Savings account at account opening.

Q: Can previous checking account holders apply?

A: Previously closed AFFCU checking accounts must have been closed for seven years to qualify.


Ready to make the Switch?

Bring your everyday banking together with a checking account designed around your financial needs.

Open a Checking Account  

 

*Checking $100 Bonus Offer. Bonus offer valid 8/1/2026 to 9/30/2026. To qualify for the bonus, the accountholder must be 18 years or older, have a Share Savings account open with a minimum of $5 and open a checking account with a minimum of $50. Bonus is for new checking accounts only. Previously closed AFFCU checking accounts must be closed for a minimum of 7 years in order to qualify. Bonus will be deposited into your Share Savings account within 10 business days from statement verification, is considered interest and will be reported on IRS Form 1099-INT. If the account is closed within 6 months, the bonus amount will be deducted from the account.