| Name | APY | Minimum Opening Balance |
| Regular Share |
0.03% |
$5.00 |
| Holiday Club |
0.03% |
$1.00 |
| Back-2-School Club |
0.03% |
$1.00 |
| IRA Share |
0.03% |
$50.00 |
| Money Market Account |
| $0.00-$499.99 |
0.00% |
$5.00 |
| $500.00-$1,999.99 |
0.03% |
$500.00 |
| $2,000.00-$19,999.99 |
0.04% |
$2,000.00 |
| $20,000.00-$74,999.99 |
0.05% |
$20,000.00 |
| $75,000.00-$149,999.99 |
0.10% |
$75,000.00 |
| $150,000.00 + |
0.15% |
$150,000.00 |
| *APY is Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings. |
| Account Type | APY* | Minimum Opening Balance | Minimum Balance Requirement |
| Free Checking |
0.00% |
$25.00 |
$0.00 |
| Better Than Free Checking |
| $0 - $499.99 |
0.01% |
$25.00 |
$0.00 |
| $500 - $4,999.99 |
0.02% |
$500.00 |
$0.00 |
| $5,000 - $19,999.99 |
0.03% |
$5,000.00 |
$0.00 |
| $20,000 + |
0.04% |
$20,000.00 |
$0.00 |
| Advantage Checking (No Longer Offered) |
| Advantage Plus Checking |
0.03% |
$25.00 |
$0.00 |
| *APY is Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings. |
| Account Type | Dividend Rate | APY* | Minimum Opening Balance |
| 3 Month |
0.10% |
0.10% |
$500.00 |
| 6 Month |
0.40% |
0.40% |
$500.00 |
| 6 Month Payday Share Certificate |
0.40% |
0.40% |
$40.00 |
| 12 Month |
0.50% |
0.50% |
$500.00 |
| 12 Month Payday Share Certificate |
0.50% |
0.50% |
$20.00 |
| 18 Month |
0.60% |
0.60% |
$500.00 |
| 24 Month |
0.70% |
0.70% |
$500.00 |
| 30 Month Regular Share Certificate |
0.75% |
0.75% |
$500.00 |
| 36 Month |
0.80% |
0.80% |
$500.00 |
| 48 Month |
0.90% |
0.90% |
$500.00 |
| 60 Month |
1.00% |
1.00% |
$500.00 |
| *APY is Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings. A penalty will be imposed for early withdrawal. |
