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Your home is a valuable source of newfound money with an Advance Financial Home Equity Line of Credit. Use your money for practically anything you can dream of:
With fast approval, you can lock in a low rate and get quick cash out of your house. Contact Advance Financial today.
*APR=Annual Percentage Rate. 1.99% introductory Annual Percentage Rate (APR) is available on Home Equity Lines of Credit (HELOC) with an 80% loan-to-value (LTV) or less. The APR is based on the person's credit worthiness. Offer is available for new applications submitted and is for a limited time only. Promotion eligibilty is applicable to one borrower/member one time only. A minimum of one qualifying transaction must be made within 90 days of the HELOC open date for the introductory APR to apply. The introductory APR will remain fixed for the first 6 months and will begin on the date the HELOC is opened. After the introductory period, the APR becomes variable and adjusts based on the Prime Rate (the index) as published in the Wall Street Journal. As of November 7, 2024 the prime rate was 7.75%. The variable rate is as low as 7.50%. Variable interest rates may vary according to credit worthiness. Lifetime APR will not exceed 18% and will not go below 3%. Loans are subject to approval and program guidelines. Interest rates and program terms are subject to change without notice. Property insurance is required. Customer pays no closings costs or appraisal fee. Consult a tax advisor regarding the deductibility of interest. See the Rate page linked below for repayment examples.
Celebrate the season with special offers designed to boost your budget. Open a new checking account with eStatements and Direct Deposit, and receive $250! Or, bring in a new auto loan and enjoy a $100 bonus.
Get started today and make the holidays even brighter with extra cash in your pocket.
*Holiday Cash 2024 Terms and Conditions
Checking $250 Bonus Offer. Bonus offer valid October 1, 2024 to December 31, 2024. To qualify for the bonus, the accountholder must be 18 years or older, have a Share Savings account open with a minimum of $5, open a checking account with a minimum of $25, have direct deposit and enroll in eStatements. Direct deposit is defined as an ACH deposit of $350 or more (i.e. payroll, SSI benefits, pensions). Micro-deposits or person-to-person payments are not considered direct deposits. Direct deposit and eStatements registration must be made within 60 days of account opening. Bonus is for new checking accounts only. Previously closed AFFCU checking accounts must be closed for a minimum of 7 years in order to qualify. Bonus will be deposited into your Share Savings account within 10 business days from statement verification. Bonus is considered interest and will be reported on IRS Form 1099-INT. If the checking account is closed, direct deposit stopped or eStatements discontinued within 6 months of account opening, the $250 bonus will be debited from your account.
Vehicle Loans. *APR is Annual Percentage Rate. Rates may vary depending on the individual’s credit worthiness and loan characteristics. Interest rates on new and used vehicles (2020 or newer) as low as 4.49% APR for 12 to 36 months. Receive $100 when you close on a vehicle loan ($10,000 minimum loan amount to qualify) during the promotional period. The $100 will be deposited in your account at the time of loan closing. Refinancing of any existing Advance Financial Federal Credit Union vehicle loans do not qualify for the $100 incentive but may qualify for the 4.49% APR. Offer valid as of October 1, 2024 and may be cancelled without notice. Other rates and terms available.
