MEMBER NOTICE: We are upgrading our ATMs to provide you with faster, more convenient service! During the upgrade process from November 10 to November 14, the ATMs will be unavailable. We apologize for any inconvenience and encourage you to plan ahead for cash withdrawals during this time. Thank you.

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Fee Schedule

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Fee Schedule

Fee Schedule
Effective Date: Friday, October 31st, 2025
ServiceFee
SAVINGS/CHECKING/LOANS
Account Early Closing (Closed within 90 days or before Club transfer) $25.00
Card Replacement $15.00
Check Copy $5.00
Courtesy Pay/NSF (per submission or representment) $37.00
Deposit Returned Item/Returned Item (per submission or representment) $37.00
Excessive Withdrawals - Savings (4 free per month) $3.00
Excessive Withdrawals - Money Market (4 free per month) $5.00
Holiday/Back-to-School Early Withdrawal (per transaction) $10.00
Inactivity Fee- Share Accounts (after 9 mths for balances <$500) $5.00
Inactivity Fee- Minor Accounts (after 15 mths for balances <$500) $1.00
Loan Late Fee (HELOCs, Personal & Vehicle Loans) $30.00
Loan Pay-off Statement $10.00
Member Foreign ATM Transaction $1.75
Money Order $3.00
Non-Member ATM Fee (Branch ATMs) $3.75
Official Check $4.00
Overdraft Transfer $10.00
Re-Clear Check $10.00
Shared Branch Transactions (Mbrs living within 10-mile radius of AFFCU) $3.95
Stop Payment $37.00
Subordination of Lien (subject to restrictions) $100.00
IRA SHARE SAVINGS/SHARE CERTIFICATES
Closing $35.00
External Transfer $35.00
Maintenance $15 / yearly
WIRE TRANSFERS
Incoming $15.00
Outgoing $30.00
Foreign $50.00
ONLINE BANKING
Bill Pay Rush Delivery- Overnight Check $14.95
Bill Pay Rush Delivery- Expedited Electronic $9.95
TransferNow Next Day Delivery $5.50
SAFE DEPOSIT BOXES
3 x 5 $30.00
3 x 10 $40.00
5 x 5 $35.00
5 x 10 $55.00
10 x 10 $80.00
Monthly Late Fee (after 10 days delinquent) $10/per month
Box Drilling Actual Cost + $25
Key Replacement $45.00
SERVICE FEES
Account Reinstatement $25.00
Account Verification (excluding financial aid) $10.00
Check by Phone $10.00
Duplicate Statement $5.00
Escheat $50.00
Fax $10.00
Garnishment/Subpoenas/Tax Levee Set Up $100.00
Invalid Address $5/per month
IRS Form Reissue $5.00
Member ID Card Replacement $3.00
Notary $2.00
Research (1 hour minimum) $30.00/per hour