MEMBER NOTICE: Due to our recent conversion, members with an AFFCU HELOC will not have access to process payments/transfers in online banking. This is a temporary issue and will be resolved as quickly as possible. Here are other options to make your payment: Go directly to the HELOC Online link located on the online banking home page, mail a payment to one of our branches, bring a payment to one of our branches, or go directly to the HELOC Online link located on our website (under the tab 'Borrow' click 'HELOC Online').

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Fee Schedule

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Fee Schedule

Fee Schedule
Effective Date: Thursday, June 5th, 2025
ServiceFee
SAVINGS/CHECKING/LOANS
Account Early Closing (Closed within 90 days or before Club transfer) $25.00
Card Replacement $15.00
Check Copy $5.00
Courtesy Pay/NSF (per submission or representment) $37.00
Deposit Returned Item/Returned Item (per submission or representment) $37.00
Excessive Withdrawals - Savings (4 free per month) $3.00
Excessive Withdrawals - Money Market (4 free per month) $5.00
Holiday/Back-to-School Early Withdrawal (per transaction) $10.00
Inactivity Fee- Share Accounts (after 9 mths for balances <$500) $5.00
Inactivity Fee- Minor Accounts (after 15 mths for balances <$500) $1.00
Loan Late Fee (HELOCs, Personal & Vehicle Loans) $30.00
Loan Pay-off Statement $10.00
Member Foreign ATM Transaction $1.75
Money Order $3.00
Non-Member ATM Fee (Branch ATMs) $3.75
Official Check $4.00
Overdraft Transfer $10.00
Re-Clear Check $10.00
Shared Branch Transactions (Mbrs living within 10-mile radius of AFFCU) $3.95
Stop Payment $37.00
Subordination of Lien (subject to restrictions) $100.00
IRA SHARE SAVINGS/SHARE CERTIFICATES
Closing $35.00
External Transfer $35.00
Maintenance $15 / yearly
WIRE TRANSFERS
Incoming $15.00
Outgoing $30.00
Foreign $50.00
ONLINE BANKING
Bill Pay Rush Delivery- Overnight Check $14.95
Bill Pay Rush Delivery- Expedited Electronic $9.95
TransferNow Next Day Delivery $5.50
SAFE DEPOSIT BOXES
3 x 5 $30.00
3 x 10 $40.00
5 x 5 $35.00
5 x 10 $55.00
10 x 10 $80.00
Monthly Late Fee (after 10 days delinquent) $10/per month
Box Drilling Actual Cost + $25
Key Replacement $45.00
SERVICE FEES
Account Reinstatement $25.00
Account Verification (excluding financial aid) $10.00
Check by Phone $10.00
Duplicate Statement $5.00
Escheat $50.00
Fax $10.00
Garnishment/Subpoenas/Tax Levee Set Up $100.00
Invalid Address $5/per month
IRS Form Reissue $5.00
Member ID Card Replacement $3.00
Notary $2.00
Research (1 hour minimum) $30.00/per hour