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Home Equity Loans

Use the equity in your home to borrow for any reason—home improvements, debt consolidation, college tuition, even a new car.

  • Fixed rate or variable rate Home Equity Line-of-Credit (HELOC)
  • Access card sponsored by VISA and convenience checks available with the HELOC
  • Loan repayment (fixed rate only) can be scheduled through payroll deduction or ACH or can be easily transferred using Online Banking, Mobile Banking or Touch Tone Teller
  • Contact a Member Services Representative to discuss our Home Equity Loans

Terms and conditions apply. Click below to view current rates and terms.

 Current Rates

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Your home is a valuable source of newfound money with an Advance Financial Home Equity Line of Credit. Use your money for practically anything you can dream of:

  • Fix up your house
  • Pay for a college education
  • Take the trip of a lifetime
  • Pay off high interest credit cards

With fast approval, you can lock in a low rate and get quick cash out of your house. Contact Advance Financial today.

*APR=Annual Percentage Rate. 1.99% introductory Annual Percentage Rate (APR) is available on Home Equity Lines of Credit (HELOC) with an 80% loan-to-value (LTV) or less. The APR is based on the person's credit worthiness. Offer is available for new applications submitted and is for a limited time only. Promotion eligibility is applicable to one borrower/member one time only.  A minimum of one qualifying transaction must be made within 90 days of the HELOC open date for the introductory APR to apply. The introductory APR will remain fixed for the first 6 months and will begin on the date the HELOC is opened. After the introductory period, the APR becomes variable and adjusts based on the Prime Rate (the index) as published in the Wall Street Journal. As of November 7, 2024 the prime rate was 7.75%. The variable rate is as low as 7.50%. Variable interest rates may vary according to credit worthiness. Lifetime APR will not exceed 18% and will not go below 3%. Loans are subject to approval and program guidelines. Interest rates and program terms are subject to change without notice. Property insurance is required. Customer pays no closings costs or appraisal fee. Consult a tax advisor regarding the deductibility of interest.

HELOC Disclosures HELOC Promotion Rules  What You Should Know About Home Equity